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Established in 1957, the Irish Finance Houses Association (IFHA) is Ireland’s industry representative body for the consumer credit, motor finance and asset finance sectors(including HP, Leasing, Contract Hire and Loan) and represents these industry groups in Europe. Our members are banks, subsidiaries of banks and mortgage providers, the finance arms of leading retailers and manufacturing companies and arrange of independent firms.
Our members are banks, subsidiaries of banks and mortgage providers, the finance arms of leading retailers and manufacturing companies and a range of independent firms.
Its Management Committee meets typically every two months to review most pressing industry concerns and developments, such as legislative changes, taxation matters, fraud, relations with other key industry bodies (Government bodies such as Departments of Finance, Environment, Enterprise Trade and Innovation etc, Revenue Commissioners, Justice and Law Reform, Office of the Data Protection Commissioner, Banking and Payments Federation of Ireland, Institute of Bankers, Money Advice Budgeting Service, Law Reform Commission, Central Bank of Ireland), educational arrangements, etc
The facilities our members provide account for much of Ireland’s unsecured lending and more than half of all car purchases. Options include finance leasing, operating leasing, hire purchase,
conditional sale, personal contract purchase plans, personal lease plans, secured and unsecured personal loans, credit cards and store card facilities.
The IFHA’s understanding of industry issues means we can communicate on behalf of our members to the heart of government. Our dialogue with policy makers and the regulators helps to shape policy and regulation across a wide range of industry issues. We actively lobby decision-makers both at home and in Europe to create the right regulatory environment for businesses to thrive.
The IFHA’s vision is to be the acknowledged and trusted representative body for the business and consumer finance industries.
Our mission is to represent our members’ interests to government, regulators ,the European institutions, the media and the public to improve the working environment in which our members do business. In line with this vision and mission, our strategic objectives are to: