Welcome to the IAIFA
Irish Asset & Invoice Finance Association

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Who we are

Established in 1957 (as the Irish Finance Houses Association and renamed as the Irish Asset & Invoice Finance Association- IAIFA in 2018), the IAIFA is Ireland’s industry representative body for the consumer credit, motor finance, invoice finance and asset finance sectors (including HP, Leasing, Contract Hire and Loans) and represents these industry groups in Europe.

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Our members are banks, subsidiaries of banks and mortgage providers, the finance arms of leading retailers and manufacturing companies and a range of independent firms.

Its Management Committee meets typically every two months to review most pressing industry concerns and developments, such as legislative changes, taxation matters, fraud, relations with other key industry bodies (Government bodies such as Departments of Finance, Environment, Enterprise Trade and Innovation etc, Revenue Commissioners, Justice and Law Reform, Office of the Data Protection Commissioner, Banking and Payments Federation of Ireland, Institute of Bankers, Money Advice Budgeting Service, Law Reform Commission, Central Bank of Ireland), educational arrangements, etc

The facilities our members provide account for much of Ireland’s unsecured lending and more than half of all car purchases. Options include finance leasing, operating leasing, hire purchase, conditional sale, personal contract purchase plans, personal lease plans, secured and unsecured personal loans, credit cards and store card facilities.

The IAIFA's understanding of industry issues means we can communicate on behalf of our members to the heart of government. Our dialogue with policy makers and the regulators helps to shape policy and regulation across a wide range of industry issues. We actively lobby decision-makers both at home and in Europe to create the right regulatory environment for businesses to thrive.

The IAIFA's vision is to be the acknowledged and trusted representative body for the business and consumer finance industries.

Vision & Mission

Our mission is to represent our members’ interests to government, regulators ,the European institutions, the media and the public to improve the working environment in which our members do business. In line with this vision and mission, our strategic objectives are to:

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